Introduction of the Agency

The Krist Insurance Group, Inc., doing business as Krist Insurance Services, is an independent, multiple Property Casualty Insurance agency representing over fifty top-quality insurers.  Krist Insurance Services specializes in creative solutions to Commercial and Personal Insurance. The focus of the agency is on current insurance issues in a changing marketplace, with an eye toward the clients' needs, not ours - Krist Insurance Services believes that service is the key to a competitive advantage in the marketplace - that is why it is part of our name.

Please select which you would like to learn more about:

• Krist Insurance Services offers

• The Krist Insurance Group Consists of

• The Krist Insurance Group, Inc. Product Liability - selected accounts

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Krist Insurance Services offers:

• Commercial Insurance
• Bonding Services
• Group Health Insurance
• Employee Benefits - Section 125 and 401 (k) plans
• Life Insurance - Key Person, Split Dollar, Deferred Compensation
• Buy Sell Funding
• Personal Insurance
• Individual Health Insurance
• Financial Services

Krist Insurance Management, a separate fee-based, risk management division, provides services to our larger commercial clients for risk evaluation, bid specification, loss control, and market review. This division effectively distinguishes The Krist Insurance Group, Inc., as a technical resource for our clients. Krist Insurance Management is also managing Risk Retention Groups for specific groups of clients as a creative solution to significant need in the marketplace.  Centrally located at 6600 Westown Pkwy West Des Moines, IA 50266, The Krist Insurance Group, Inc., has doubled in size in the last twelve months, and is on track to double again in the next twelve months.

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The Krist Insurance Group Consists of:

Krist Insurance Services Traditional Insurance products-marketing, sales, service-Commercial and Personal Property-Casualty Coverage's; Bonds; Employee Benefits; Financial Services.

Krist Risk Management Fee Based Risk Management Services for commercial insurers; Management of alternative insurance mechanisms including Risk Retention Groups, Off Shore Captives; Alternative funding for large Commercial Accounts utilizing Retrospective rating plans.

Krist Insurance Training Provides seminar programs to support marketing programs, trains agents, brokers, and Risk Managers in sophisticated marketing and insurance programs internationally.

Personal Lines Mass Marketing with large statewide bank holding companies, credit unions, and employer sponsored programs National Mass Marketing through employer sponsored programs for personal lines and Life / Health products. Association marketing for Commercial Lines products International experience in Commercial Lines marketing International experience in training agents and brokers and risk managers in creative insurance marketing International experience in training agents, brokers and risk managers in sophisticated areas of technical insurance products Access to a number of aggressive insurer- Property- Casualty and Life / Health. Utilization of advanced data base marketing techniques following traditional marketing mix penetration techniques

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The Krist Insurance Group, Inc.
Product Liability - selected accounts

• Designer/ Inventor/ Manufacturer of a 16 row mower for the turf sod growing industry; sold internationally in Holland.

• Manufacturer/ distributor of Laser packs for laser tag games - internationally distributed and domestically franchised, multiple owned locations as well.

• Designer/ Inventor manufacturer of organic enzyme (bacteria) that cleans oil based products from ground contamination-exclusive patent worth $50,000,000,000.

• Related Pollution product from same company immediately above with clay based product for non - ground contamination for oilbased products.

• Designer/ Inventor/ Manufacturer of ADA qualified retro fit bathroom appliances.

• National distributor of pizza- copyrighted sauces, pasta, and related food products.

• National, publicly traded food development and processing company.

• International pollution clean up risk - including product liability.

• Large General Contractors - Midwest and nationally based.

• Entertainment Risk Division - movie theaters, restaurants, arcades, camps, sport facilities.

• Manufacturing - laser / waterjet cutting, food products, various products and product liability

• Advertising - large database management and television / infomercial firms.

• Internet / Web liability

• Professional Liability